Anyone can be financially vulnerable to floods. Did you know that homeowners outside of high-risk areas file over 20% of National Flood Insurance Program claims and receive one-third of disaster assistance for flooding?
Although there isn't a failsafe way to predict or guarantee water flood damage won't affect your property, there are precautionary measures you can take to minimize damage and regain control.
Top 3 Best Practices to Prevent Property Water Flood Damage:
Install a French Drain
Installing French drains around your foundation will divert the water away from your home. No matter what other strategies you use, without waterproofing your foundation, your efforts will be ineffective. Water can get trapped against your foundation walls and seep through. Outdated or inefficient drainage systems are the most common source of water flood damage.
Install a Sump Pump
A sump pump is a small pump located in the lowest part of a basement or crawlspace. It is installed in a 'sump pit'. Water flows into the sump pit through drains and/or natural water migration. The sump pump's job is to pump the water out of the pit and away from the home so the basement or crawlspace stays dry. A sump pump is one of the best precautionary measures you can take to prevent a house flood.
Water flood damage happens when excess water begins to pool in areas it naturally shouldn't. The function of lot grading is to direct rain water away from your house: Create a slope away from the outside foundation of your home. Add dirt next to the outside basement wall so that it slopes down two inches for every foot. Create a gentle slope away from your home's foundation. This will prevent water from pooling.
As little as one inch of ground water from a flash flood or heavy rain can cause costly damages to your home. If you see a severe weather warning on the national forecast, consider this:
When it comes to hurricanes, wind speeds do not tell the whole story. Hurricanes produce storm surges, tornadoes, and often the most deadly of all - inland flooding.
- Ed Rappaport, National Hurricane Center